Personal Financing

Credit that fits your
city life.

Fast approvals, flexible terms, and rates designed around you. Whether it's a car, home upgrade, or a personal goal — CityCredit delivers.

✓ Approved
💳
Personal Loan
CityCredit AG
CHF 25,000
Loan amount approved
Monthly payment CHF 698
Duration 36 months
Interest rate 7.9% p.a.
Smart Savings

Grow your money with
confidence.

Clever alternatives to your savings account. Guaranteed fixed interest rates with no hidden costs — built for modern Swiss life.

📈 +3.2%
🏦
Savings Account
CityCredit AG
CHF 48,500
Total savings balance
Annual yield 3.2% p.a.
Next interest date 31 Dec 2026
Account type Flex Savings
Vehicle Leasing

Drive your dream, stay
flexible.

Lease any car and stay financially free. Competitive monthly rates, full coverage options, and easy end-of-term choices — just for you.

🚗 Active
🚙
Car Leasing
CityCredit AG
CHF 540
Per month, all-in
Vehicle value CHF 42,000
Contract duration 48 months
Km per year 15,000 km
98% Approval rate
24h Fast decision
CHF 80k Max loan
2003 Founded
Why CityCredit
Financing built on trust,
delivered with speed.
We combine Swiss financial precision with a modern digital experience — so you get the loan you need, without the paperwork maze.
01

Instant Online Decision

Apply in under 5 minutes. Our system processes your application and delivers a preliminary decision within 24 hours — no branch visit needed.

⚡ 24h response
02

Fully Transparent Rates

No hidden fees. No surprise charges. Your annual interest rate, monthly payment, and total cost are shown clearly before you sign anything.

🔍 Zero hidden fees
03

Flexible Repayment Plans

Choose repayment terms from 12 to 84 months. Adjust as your life changes — with early repayment options available at any time.

📅 Up to 84 months
Featured
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CityCredit App: Step-by-Step Instructions

Find a quick guide to the features and usage of the CityCredit mobile App — manage your loans on the go.

Your journey, your bank.

Whatever goals you have set, we support you in all aspects of loans, leasing, payments and savings products.

Beware of
phishing!

Card security

Beware of fraudulent e-mails, text messages or phone calls requesting personal data. Here's how to protect yourself.

Financial literacy

More insight into what matters: We strengthen your financial knowledge and support responsible financing decisions.

Process
From application to payout in 4 steps.
A fully digital process — apply from anywhere and receive funds directly to your Swiss bank account.
1 📝

Fill the Form

Complete our short online application in just 5 minutes. No paperwork needed to get started.

~5 min
2 🔎

Instant Review

Our system automatically checks your application and delivers a preliminary decision within 24 hours.

24h decision
3 ✍️

Digital Signature

Review and sign your contract electronically — fully compliant with Swiss digital signature law.

100% digital
4 💸

Funds Disbursed

Money is transferred directly to your Swiss bank account — typically within 1–2 business days.

1–2 days
Support
Help
Everything you need — answers, guidance, and expert support — all in one place.
📱

FAQ CityCredit App

Answers to the most common questions relating to using our CityCredit mobile App are available here.

Learn more →
🌐

FAQ eService

Answers to the most common questions relating to using our eService portal are available here.

Learn more →
📞

Customer Center

Further information and documents on our products and services. Our team is ready to assist you.

Contact us →
📚

Financial Literacy

We are committed to providing the best possible service and tailored solutions within your budget.

Read more →